I’m Christie and as a college student myself, I know you’ve got a lot to worry about. Christie Student Health wants to make sure health care isn’t one of them. You deserve a comprehensive student health care plan that’s also affordable.

Just answer a few simple questions to compare a student health plan with us to your parents’ plan.

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Annual Premium: The fixed price you pay each year for your insurance policy.

Because Christie Student Health only insures college students — who are generally young and healthy — your premium might be lower than if you were on your parents’ health insurance plan. In fact, your parents’ employer might not even be covering a portion of your insurance at all. Keep in mind that the more your parents save, the better your care packages might be.

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Annual Deductible: The amount that you’re responsible for before payment is made by the insurance company.

The average annual deductible per family member is $1,200. That could really cut into your budget for eating out, concerts or movies.

$ 200.00

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Preferred Providers: The doctors, specialists and hospitals that participate in your health plan’s network. These providers have agreed to accept a negotiated amount for services.

Christie Student Health uses a PPO network (Preferred Provider Organization). Unlike an HMO (Health Maintenance Organization), a PPO network is much larger and allows you to choose any provider that you like. If you see a Preferred Provider, you will pay less out-of-pocket costs.

With an HMO, you must choose a primary care physician from a list of approved providers and then get a referral to see a specialist like a dermatologist or orthopedist.

Christie Student Health gives you access to 800,000 providers across the country. This is also different than HMOs, which typically do not cover you out of state. This can be a problem if you’re not going to a local college. Additionally, we may work directly with your school’s student health center, which would mean that you would not have to pay upfront and then get reimbursed like you would on your parents’ plan.

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Worldwide Assistance: Coverage wherever in the world you happen to be.

Your parents’ plan might not cover you when you’re cheering on the football team at an away game or spending the semester abroad. If you ever need to be transported for medical care, it can cost as much as $30,000.

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At Christie Student Health, our focus is on the lives of college students. That’s because you’re a special population of people with your own unique needs. We hope this tool helps you make the right choice for you.